About Basic GIC Account
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About the Basic GIC Account

A cashable GIC investment that offers you the security of a guaranteed interest rate -- but also the flexibility to cash-in if the need arises.

Key Features
Available half-year rate bonus - add six months to a standard lenth term and get the next year's rate (i.e. a two-and-a-half-year term would receive the standard three-year rate).

Interest can compound to maturity or, for a non-registered GIC account, be credited monthly, quarterly, semi-annually or annually to the Daily Interest Account.

Maturity date - Choose any maturity date you desire.

Cashable in whole or in part, at any time*.

Terms from one to 10 years (up to 30 years for registered retirement income GICs).
How You Benefit
  • You can plan your maturity dates to line up with future investment plans, expenditures or lifestyle changes.
  • You can earn a higher interest rate by simply adding six months to a standard length term.
  • Your funds are available to you at any time -- when you need them*.
*Surrender charges may apply if withdrawals are made prior to the maturity date. Withdrawals may be subject to legislative or contract restrictions. Additional information is available from your advisor.







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